Limited Health Plans Get A Shot In The Arm.

The Trump Administration recently delivered another blow to the ACA by loosening the regulation of health insurance, issuing new rules to expand the availability of short term plans that offer limited benefits. This move will allow consumers to buy short term plans and keep that coverage as long as 3 years. Under the current Obama […]

Open Enrollment started November 1st!

Consumers can go to preview 2016 plans and prices available in your area.  It’s easy for you to compare available 2016 plans. You only need to answer a few simple questions to preview plans in your area and see what savings may be available to you for next year. You don’t need to log in, […]

Aetna is buying Humana ~ So what happens next?

Aetna will acquire Humana for a reported $37 Billion. The newly combined company will have more than 33 million members. This huge deal follows other proposed or rumored moves to merge or consolidate by U.S. health insurance companies, such as: Anthem’s interested in buying Cigna, and UnitedHealth’s previously reported interest in buying either Aetna or […]

Visit Our “Obamacare” Page for Weekly Updates to Stay Informed!

  Make sure you check out our “Obamacare” page on our website devoted to providing our current and prospective clients, agents and affiliates with news, updates and opinions concerning the Affordable Healthcare Act. We continue to update and get information as it is released to help you try to navigate the massive amounts of information and regulations as they […]

No Insurance Exchanges…For now?

The Federal Government has announced that it will delay implementation of the insurance markets known as exchanges until 2015.  Earlier mandates associated with the Affordable Care Act or “Obamacare” required an October 1, 2013 open enrollment period, followed with January 1, 2014 effective dates for coverage. The Obama administration cited “operational challenges” as a reason […]

Obamacare Update Page

The LL Roberts Group is pleased to announce we have added a page to our website entirely devoted to providing our current and prospective clients, agents and affiliates with news, updates and opinions concerning the Affordable Healthcare Act (referenced to on this site as “Obamacare”).  Feedback that we have received from business owners since the […]

Time Is Running Out….Are You Using Up Your Flex Account Funds?

It’s December already! Where has this year gone? Now that we are down to the last several weeks of the 2012, it’s time to look at the funds remaining in your health care flex spending account (FSA). The question that needs to be asked is “Do I have funds left or have I spent more […]

Health Care Reform Update (Part 2)

 Last week we looked at the Health Care reform changes that have taken place or will happen this year. This week, we look at years 2013 and beyond. Starting in 2013, we will begin enrollment procedures in many states for the insurance exchanges required to be in place by 2014. States will have some leeway in getting […]

Health Care Reform Update

Health Care reform is a highly volatile topic that is not being discussed on the campaign trails or debates……by either parties, not even the “State of the Union” speech by the President. Make no doubt about it, this program is moving forward as planned by the Obama Administration. As you can see (time line below) […]

Will Employers End Their Group Medical Plans In 2014?

Recent studies indicate that many are planning to do so! Nearly one of every 10 small to mid-sized employers expects to stop offering health coverage to workers after insurance exchanges begin operating in 2014 as part of President Obama’s health care overhaul, according to a survey by a major benefits consulting firm.  The survey found […]